ArchimèdeVirtus Conseil
The offer

Six lines,
one architecture of coverage.

Our insurance programme covers the full life cycle of a data centre: from land acquisition to commissioning, from white space to hyperscaler contract.

Through our direct access to Lloyd's of London, we structure bespoke insurance solutions, even for risks the traditional market refuses or no longer knows how to cover.

Declined risksCapacity > FR marketSyndicated structuring
01

Property damage

Building, IT halls, production and distribution equipment on a new-for-old reconstruction basis adapted to Tier III and IV requirements.

Guarantees included

  • Fire, explosion, lightning
  • Water damage, cooling-loop leak
  • Machinery breakdown for critical equipment (main switchgear, gensets, CRAC, UPS)
  • Theft, vandalism, terrorist act
  • Natural & climate catastrophes

Data-centre specifics

Specific coverage of cabinets, fluid-distribution elements, access control and fibre links. Indemnity aligned with the real reconstruction timelines of a critical site.

02

Business interruption

Coverage of gross margin, contractual SLAs and client penalties in case of downtime, calibrated to hyperscaler commitments.

Guarantees included

  • Gross margin loss
  • Additional costs (backup capacity rental)
  • Contractual SLA penalties
  • Critical supplier failure (power, fibre)
  • Indemnity period up to 36 months

Data-centre specifics

Indemnity calibrated to real client contracts, including the progressive penalty levels specific to hyperscaler contracts (uptime ≥ 99.995%).

03

Cyber & systems

Attacks on industrial systems (BMS, BAS), ransomware, exfiltration, notification costs — 24/7 crisis support.

Guarantees included

  • Cyber extortion and ransomware
  • Attacks on industrial systems (BMS, BAS, EMS)
  • Crisis management & forensic costs
  • Notification costs and regulatory support
  • IT liability towards tenants

Data-centre specifics

Designed to embed DORA and NIS2 requirements, with explicit coverage of physical damage resulting from a cyber attack on the OT chain.

04

Liability

General liability, professional indemnity for O&M contractors, environmental liability and products & completed operations for developers.

Guarantees included

  • General liability, bodily injury & property damage
  • Professional indemnity for O&M contractors
  • Environmental liability (soil, water, air)
  • Products & completed operations, developer
  • Inexcusable fault and criminal defence

Data-centre specifics

Calibrated for multi-tenant sites: contractual articulation between the owner's, operator's and maintenance providers' obligations.

05

Construction all-risks

CAR covering the full cycle (earthworks, structure, MEP, commissioning) including the soak-test phase.

Guarantees included

  • All-risks damage during the works
  • Liability of the project owner and contractors
  • Anticipated business interruption
  • Damage to existing structures
  • Soak-test and commissioning coverage

Data-centre specifics

Our CAR natively integrates the commissioning phase, a critical tipping point too often poorly covered by standard programmes.

06

Financial lines

Dedicated D&O, crime, M&A transactions for real-estate vehicles, infrastructure funds and hyperscaler joint ventures.

Guarantees included

  • D&O for directors and officers
  • Crime (fraud and embezzlement)
  • W&I for M&A transactions
  • Cyber executive
  • Dedicated coverage for hyperscaler JVs

Data-centre specifics

Programmes calibrated for real-estate vehicles and listed infrastructure funds, particularly in the context of JVs with US hyperscalers.

Modalities

Beyond the guarantees.

Our offer is not a standard product but a calibrated programme, defended and steered over time by a team dedicated to your asset.

Quarterly steering

Quarterly programme review with your risk, operations and finance leadership.

24/7 on-call

A forensic team mobilisable within 4 hours anywhere in France, coordination with ANSSI where needed.

Bespoke captive

Captive feasibility study and structuring (Luxembourg, Malta, Guernsey) for portfolios above 8 sites.

Free diagnostic

Let's audit your current programme.

One hour is enough to identify the main gaps, no commitment, in full confidentiality.

Request my diagnostic →